HR software pricing for small businesses in 2026
For a US team of 5 to 100 employees, the first choice is scope: employee records, payroll, recruiting, or a combination. Treegarden and BambooHR offer HR records and recruiting capabilities; Gusto is payroll-first; Rippling spans HR, IT and finance; Personio targets teams with European operations; Zoho People and TalentHR serve smaller budgets. None of those labels tells you the final price without the employee count, recruiting capacity and required modules.
Treegarden sells HR and ATS separately, even when used together. That distinction matters when comparing its HR-only price with another vendor's payroll or recruiting bundle.
Editorial disclosure and methodology
Disclosure: Treegarden published this comparison and sells one of the products. Its pricing and fit assessments are vendor-authored, not independent testing.
Methodology: We selected seven products a small US employer might consider when evaluating HR records, recruiting or payroll. We checked the linked public pricing and feature pages of each vendor on October 16, 2026. Published figures below are not negotiated quotes; where a full price depends on configuration, we say so. We did not test every product hands-on or infer outcomes from customer reviews. Compare the same employee count, ATS capacity, payroll need and billing term in each vendor demo.
How the 7 platforms compare
The table shows the cost driver and the first recruiting question to ask. Prices and limitations are explained in the vendor sections.
| Vendor | Pricing model | Public starting point | Recruiting scope | Payroll | Best for |
|---|---|---|---|---|---|
| Treegarden | HR employee bands; ATS active jobs separately | HR-only $299/mo equivalent; ATS extra | Optional ATS module | No | HR workflows with optional ATS |
| BambooHR | Flat at 25 or fewer; per employee above | Core $250/mo at 25 or fewer | ATS: 5/25/50 openings by plan | Add-on (US) | HR-admin depth, first hire to a few hundred employees |
| Gusto | Base fee + per-employee | Simple $49/mo + $6/person | No | Yes, core product | Payroll-centered small businesses |
| Rippling | Per-employee, modular | From $8/employee/mo + base; quote total | Confirm recruiting product in quote | Add-on | Combined IT + HR device and app management |
| Personio | Quote-based | No public total; request quote | Add-on module | Add-on | Teams with European operations |
| Zoho People | Per-user | Free tier; paid per-user plans | No (separate Zoho Recruit product) | Separate Zoho Payroll product | Tightest budgets already in the Zoho ecosystem |
| TalentHR | Per-user; free up to 10 | Essential $2/user/mo; 15-user minimum | Yes | No | Micro teams under 10 people |
Treegarden: HR with an optional ATS module
Treegarden publishes this article and sells this product. Its public HR-only plans start at $299 per month for up to 25 employees on an annual commitment with monthly instalments. Higher headcount bands and upfront payment change the amount; the HR software pricing guide models 25, 50 and 100 employees against other pricing structures.
ATS recruiting is not included in the HR-only price. It is a separate module priced by active jobs; buy ATS + HR only if both workflows are needed. Treegarden does not run native payroll. Ask to see the exact HR reports and any ATS-to-HR handoff your team needs in a demo.
When Treegarden is not the right choice
Treegarden is not a payroll product. A payroll-first buyer should evaluate Gusto or another payroll provider. At very small headcounts, TalentHR or Zoho People may cost less for basic HR. Treegarden's HR employee bands also require a fresh cost check when your headcount crosses a limit.
Best for: teams that want HR records and may add ATS recruiting without buying an unrelated payroll suite. Check: employee band, active-job band, annual commitment and total price for the modules you select.
BambooHR: HR administration with plan-based ATS capacity
BambooHR's pricing page lists a flat monthly rate for teams of 25 or fewer: Core $250, Pro $425 and Elite $650. Above 25 employees it lists per-employee pricing, starting at $10.25 for Core, $17.50 for Pro and $25 for Elite, with volume discounts. Confirm the quoted amount and term for your team.
The same page lists ATS capacity at 5 job openings on Core, 25 on Pro and 50 on Elite. Performance management starts in Pro; compensation planning is listed in Elite. US payroll is an add-on. The buyer question is therefore not whether BambooHR has an ATS, but whether your planned job-opening and HR feature needs fit the selected tier.
Best for: an HR-first buyer who wants employee records and recruiting in one plan. Check: job-opening limit, headcount threshold and payroll add-on. See the Treegarden-BambooHR comparison for more detail.
Gusto: the payroll-first choice
Gusto is a payroll platform first, with HR features, onboarding, PTO tracking, basic org charts, built around that payroll core. It is not an applicant tracking system and does not compete on hiring-pipeline depth.
Gusto's pricing page lists Simple at $49 per month plus $6 per person, Plus at $80 plus $12 and Premium at $180 plus $22. At 20 people, Simple models to $169 per month before add-ons. Gusto's price is for a payroll-led product, not the same scope as Treegarden HR or ATS.
Best for: small businesses buying payroll first. Check: multi-state needs, HR feature tier and add-ons. If a structured hiring pipeline is essential, evaluate an ATS separately.
Rippling: HR, IT and finance in a modular platform
Rippling's pricing page says plans start at $8 per employee per month with a monthly base fee. The total depends on selected products and employee count, so the starting rate alone is not a usable HR-plus-recruiting quote. The site directs buyers to request a custom quote.
Best for: teams that also need IT provisioning or finance products. Check: the exact HR, payroll and recruiting products in the quote, their per-employee or base charges, and the contract term. See our Rippling pricing guide for the questions to ask.
Personio: HR platform for teams with European operations
Personio's pricing page lists Core and Core Pro but asks buyers to book a demo rather than showing a public total. It presents Recruiting, Performance & Development and Compensation Management as subscription add-ons. Its payroll and integration options vary by product and geography.
Best for: a company with meaningful European HR operations. Check: service availability for your US entity, employee locations, selected add-ons and the full quote. Do not use an unverified per-employee estimate as a budget. See the Personio pricing guide for additional context.
Zoho People: HR plans within the Zoho ecosystem
Zoho People's pricing page lists a free edition and paid per-user tiers. The displayed currency, user limit and rate can depend on location and billing choice, so confirm the US quote directly. Zoho Recruit is a separate recruiting product; Zoho Payroll is separate from People.
Best for: teams already using Zoho apps or seeking a low-cost entry to HR records. Check: paid-user minimum, required HR tier, and the total if you also need Recruit or Payroll.
TalentHR: best for micro teams under 10 people
TalentHR's pricing page lists a free tier for up to 10 users, Essential at $2 per user per month and Premium at $4. It includes applicant tracking among platform features. Paid plans require a 15-user minimum, so a team just above the free cap should model the minimum rather than multiplying its exact headcount by $2.
Best for: micro teams that can use the free tier or paid per-user plans. Check: which hiring and performance features are in your selected plan, the paid minimum and any usage limits.
Compare Treegarden's HR and ATS prices
HR-only starts at $299 per month equivalent for up to 25 employees on an annual commitment. ATS is optional and separately priced by active jobs.
View transparent pricing →Which HR software should you choose
Match the buyer type to the platform rather than the platform to the buyer type.
Payroll is the primary purchase: start with Gusto, then check whether you also need a dedicated ATS.
Your team is very small: compare TalentHR and Zoho People's free editions against your required features and user limits.
You need HR plus IT administration: request a Rippling quote with only the modules you will actually use.
You need HR records and limited hiring capacity in one plan: compare BambooHR's Core, Pro and Elite job-opening limits with your peak concurrent roles.
You have substantial European HR operations: check Personio's geographic fit and the cost of its recruiting add-on.
You want HR now and may add ATS later: Treegarden allows separate HR and ATS purchases. Model the employee band and active-job band together if you need both; do not compare its HR-only rate with another vendor's combined quote.
Sources
Last verified: October 16, 2026. Primary pricing sources: Treegarden | BambooHR | Gusto | Rippling | Personio | Zoho People | TalentHR. Vendor terms and localized prices can change; verify before purchase.
Frequently asked questions
What is the difference between flat-rate and per-employee HR software pricing?
Treegarden HR uses employee bands: the price can change when you cross a band or incur an overage. Gusto uses a base fee plus a per-person fee, while Rippling says most products use per-employee pricing and some add a base fee. BambooHR uses a flat monthly amount for teams of 25 or fewer and per-employee pricing above that. Compare your current and expected headcount, modules and billing term.
Is there a genuinely free HR software plan for small businesses in 2026?
TalentHR lists a free plan for up to 10 users, and Zoho People lists a free edition for a small team. Check each vendor's current user limits and included features before relying on a free tier.
Which of these HR platforms includes payroll?
Gusto is payroll-first. BambooHR lists US payroll as an add-on, while Rippling offers payroll among its configurable products. Personio and Zoho have payroll options whose availability depends on product and location. Treegarden HR does not run native payroll.
Do I need a separate ATS and HR platform, or can one system do both?
Treegarden sells ATS and HR as separate modules that can be used together. BambooHR lists ATS capacity in Core, Pro and Elite at different job-opening limits. TalentHR includes applicant tracking in its platform. Personio lists Recruiting as an add-on, and Zoho Recruit is a separate product from Zoho People. Check the exact recruiting scope in each quote.
How much should a 20-person US company expect to pay for HR software in 2026?
For 20 employees, Treegarden HR-only Startup is $299 per month equivalent on an annual commitment with monthly instalments. BambooHR lists $250 per month for Core or $425 for Pro for teams of 25 or fewer. Gusto Simple lists $49 per month plus $6 per person, or $169 at 20 people before add-ons. TalentHR Essential lists $2 per user, or $40 for 20 paid users. These are different product scopes and terms, not interchangeable quotes.